Song Splitter
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By Emmanuel Ansah · June 13, 2026 · 5 min read

Stem Separation in Ghana and Nigeria, Paid With Mobile Money

Most AI stem tools assume you have a foreign credit card. Here is how to split songs in cedis and naira, with mobile money or a bank transfer.

If you make afrobeats, gospel, amapiano, highlife, or hip hop in West Africa, AI stem separation is one of the most useful tools you can have. It lets you pull an acapella for a remix, lift a clean sample, build a karaoke version for church or an event, or study how a record is arranged. The problem is that most of the popular tools are built for users who pay with international Visa or Mastercard, and their subscriptions are priced in dollars.

The payment problem, solved

Song Splitter accepts the payment methods people actually use in Ghana and Nigeria. You can pay with mobile money, a bank transfer, or a local card, with prices shown in cedis (GHS) and naira (NGN). There is no need for a foreign card and no monthly subscription trap.

  • Ghana: mobile money, bank transfer, or card, in GHS.
  • Nigeria: bank transfer, mobile money, or card, in NGN.
  • Anywhere else: pay by card in USD, or use the free options.
💡 Start free: You do not have to pay at all to begin. Every account gets a free 30 second preview on any song, plus one to two free fast splits each week. Anything you buy on top of that never expires.

How to split a song

  1. Sign in. Open stemsplits.com and sign in with Google. No credit card is needed to create an account.
  2. Preview the quality. Upload your track and run the free 30 second preview to hear how cleanly it separates before you use anything.
  3. Run the full split. Process the whole song to get four stems: Vocals, Drums, Bass, and Other.
  4. Download or save. Save each stem as an MP3, or build a custom instrumental mix. Your stems are also copied to your own Google Drive.

Common uses for local artists and producers

  • Acapellas: isolate a vocal to flip into a new amapiano or afrobeats production.
  • Karaoke for events and church: remove the lead vocal to create an instrumental for live performance.
  • Sampling: extract a highlife guitar line or a clean drum groove.
  • Choir and band practice: solo one part so singers or players can learn it.

Is my music safe?

Uploaded audio is processed and then deleted from the servers within 24 hours. The separated stems go to your own Google Drive, which only you control. For more on how the separation works under the hood, read how AI stem separation works, or see the full guide to splitting a song into stems.

Try it free at stemsplits.com → no credit card needed.